60% in graduation For IBPS III ? - Explained

Dear Readers, as many of you are aware that there might be changes in the illegibility criteria (Max Age and Min % Marks in Graduation), over the past few months we have been flooded with a lot of queries from thousands of aspirants who fear the loss of job prospects arising from this 60% graduation criteria in the IBPS PO competitive examination which the IBPS conducts annually.

Although, IBPS PO III notification is not out yet and it is possible there it might come with same illegibility criteria as last year, but still we have tried to through light on other options available to candidates.

This article is aimed at addressing the concerns of those candidates who do not have the required percentage in their graduation. It may look like a big setback to such candidates, however, if one does not panic and think for the long term, one can still be a part of the government sector – Where there is a will, there is way.


(1) Job prospects in the Banking and Finance sector

Let us take an objective look at what options exist within the Banking and Finance sector itself.

Examination	Frequency	Graduation Eligibility
SBI – PO	Once in 12-18 Months	Graduation Only
SBI Associates PO	Once in 12-18 Months	Graduation Only
SBI Clerk	Once in 12-18 Months	10+2 with 60% or Graduation
SBI Associates Clerk	Once in 12-18 Months	10+2 with 60% or Graduation
IBPS Clerk	Once in 12 Months	Graduation Only
IBPS – RRB – PO	Once in 12 Months	Graduation Only
IBPS – RRB-Clerk	Once in 12 Months	Graduation Only
IBPS Specialist Officer	Once in 12 Months	Graduation Only
LIC AAO	No specified frequency	Graduation Only
RBI Grade ‘A’ Officers	No Specified frequency	Graduation with 50% marks
National Insurance AO	Once in 12-18 Months	Graduation Only
Oriental Insurance AO	Once in 12-18 Months	Graduation Only
LIC ADO	Once in 12-18 months	Graduation Only

If you look carefully at the above table there are many options available to an aspirant who does not possess 60% in his/ her graduation. So one should not feel disheartened and one should keep trying with the options available to him/her.

(2) Job Prospects in SSC for Central Government Jobs 

For aspirants who are interested in other Government jobs such as Staff Selection Commission, there is good news that there is no percentage criteria in Graduation, the following table gives the list of exams conducted by SSC

Examination	Frequency	Graduation Eligibility
SSC-Combined Graduate Level	Once a Year	Graduate in any discipline
SSC 10+2	Once a Year	12th pass or Graduate in any discipline
SSC – CAPFs	Once a Year	Graduate in any discipline
SSC- FCI	Once a Year	Graduate in any discipline
SSC- Multitasking	Once a Year	Matriculation
SSC- Prasar Bharti	Once a Year	Graduate in any discipline
SSC-Cabinet Secretariat	Once a Year	Graduate in any discipline
SSC- Junior Engineer	Once a Year	Engineering Graduates only

As you can see above there is no shortage of employment opportunities for jobs through SSC, So if you have less than 60% in graduation you can look forward to preparing for examinations conducted by SSC, these are also very coveted posts in the Central Government and come with a prestige tag attached to them.

Summary

Try to get into the banking sector via the Clerical/Specialist Route/RRB Route

• If you do not have 60% in graduation, there is no need to feel hopeless and anxious or being insecure about your future,  there are still a lot of options before you and you can easily work towards achieving your goals. You should try to get into the banking sector via the IBPS Clerical route and work your way up through internal promotions to become a Probationary Officer. You might feel that you have been set back by  2 years  but in a long working career spanning 30 years it hardly matters !.

 Keep trying for other exams such as LIC, RBI, NIC etc.

•  These posts are also quite coveted posts like that of a Bank PO, so you can look forward to these examinations at least once a year. The course content and the structure of the examination is quite similar to that of Banking exams.

Look at other alternatives like SSC

• The SSC examinations are  a boon for aspirants who will be deprived of an opportunity  due to this change in rule. One must look at these  seriously if one hopes to secure a prestigious government job.